The key to a good benefits package is enabling your employees to pay for coverage on a pre-tax basis. Our Section 125/132 plans help reduce your payroll taxes—while increasing your employees’ take-home pay.

Offered by Conseco Worksite through P&A Group.

  • Section 125 Cafeteria plan
    • Allows group participants to contribute on a pre-tax basis toward the cost of insurance and other benefits
    • Offered as a premium-only plan or a full cafeteria plan with a flexible spending account
  • Section 132 plan
    • Allows employees to pay for work-related travel and parking expenses with pre-tax dollars
    • Employees can budget for their ongoing commuting expenses


It is not our intent to give tax or legal advice. The information above was written to support the sale and marketing of insurance policies offered by Conseco Worksite through P&A Group. Based on your particular circumstances and objectives, you should seek advice from a qualified and duly-licensed independent tax or legal adviser. You cannot rely upon or use the information in this publication for the purpose of avoiding any tax or tax penalty that may be imposed by the Internal Revenue Code or other applicable law.

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